Character, thoughtful updates, and an incredible downtown location all in one! This charming bungalow sits on a beautiful tree-lined street & offers something increasingly hard to find: 3 bedrooms, 2 full baths, generous living spaces, & a primary suite all on the main level. An inviting front porch welcomes you inside, where beautiful wood floors & abundant natural light create a warm, comfortable feel. The spacious primary suite is a standout w/ a private ensuite bath featuring dual vanities & a jetted soaking tub. Two additional bedrooms & a second full bath complete the main-level sleeping spaces. The sun-filled kitchen features a skylight, butcher block counters, abundant cabinetry & counter space, plus a newer induction range, dishwasher, and fridge. A large formal dining room has plenty of room for gatherings and entertaining, while the dedicated laundry w/ newer dryer room adds cabinetry & extra storage. Downstairs, flexible bonus space is ready to become a home office, gym, hobby room, playroom, or simply provide the extra storage every home needs. The extensive efficiency updates are another highlight. Improvements completed through the CSU HEAP program include a new heat pump and water heater, added insulation in the attics, sidewalls and crawlspaces, and high-efficiency toilets and showerheads. Additional updates include replacement main-level windows, a newer 220-amp electrical panel, and a security system that stays with the home. Outside, enjoy low-maintenance xeriscaping and a large backyard with turf and drip-irrigated garden beds. A detached 2-car garage with ramp access, additional boat/camper parking, and 2 large storage sheds - provide exceptional parking and storage options. All of this in an established downtown neighborhood just minutes from shopping, dining, parks, & everything the heart of the city has to offer. Classic bungalow character, a surprisingly functional floor plan, valuable updates, and a location that makes everyday life easy!